Reduce payment declines before they happen.
RetiqAI acts as an AI sidecar for merchants — analyzing transactions in real time across risk, fraud, and processing layers to recommend optimal authorization and hold decisions.
How It Works
Four simple steps to reduce payment declines and increase revenue
Connect your gateway
Integrate Stripe, Adyen, or Cybersource via API or OAuth.
Listen to webhooks
Detects declines and analyzes real-time response codes.
AI-driven recommendations
Suggests partial auths, retries, or reroutes.
Merchant dashboard
Configurable thresholds and insights.
Why merchants choose RetiqAI
Improve authorization rates
Recover 10–15% of declined revenue.
Zero integration risk
Works alongside your existing payment stack.
Composable API
Plug into merchant, PSP, or acquirer systems.
Industry-tuned AI
Optimized for hospitality, travel, and subscriptions.
Proven Impact
recovered revenue in 30 days
reduction in involuntary churn
faster payment method updates
"RetIQ helped us recover 18% of failed payments in the first month. The AI-driven retry logic is incredibly smart."
— Sarah Chen, VP of Finance
SaaS Company
"Implementation was seamless. We were live in 3 days and saw immediate results in our authorization rates."
— Michael Rodriguez, CTO
E-commerce Platform
Beyond Basic Retries
Industries We Power
Hospitality
Airlines & Travel
Subscription & SaaS
Retail & E-commerce
Join the Early Access Program
Help us shape the future of intelligent payment authorization.