Recover the revenue your payments are silently losing.
8–10% of e-commerce payments are declined — and about half are good customers you could win back. RetIQ recovers them in real time, across every processor you already run. Built by the team that optimized authorizations at Visa scale.
Recovered today
Live$48,213
Simulated recovery across connected processors
Works across every processor you already run
The leak is bigger than most teams realize.
Every declined payment is a customer at the door with money in hand. Most never come back.
8–0%
of e-commerce payments are declined
~0%
of those declines are recoverable
~0%
of shoppers never return after one decline
~$0B
lost to false declines every year
Recovery that fits how you already run payments.
Real-time
Decides each decline in milliseconds, while the customer is still there — not in a nightly batch.
Processor-agnostic
Works across every processor you already run. No re-platforming, no switching your payment stack.
Out of the flow
A sidecar that never sits in your payment path. Approvals never touch it, and card data stays with you.
Start with your data, not a contract.
- 1
Share 90 days
Send us 90 days of historical decline data — no integration, no code, no risk.
- 2
We model it
We model your declines against processor behavior to size the recoverable revenue.
- 3
You get a report
A clear read on quick wins plus a fit verdict — whether RetIQ makes sense for you.
- 4
If it fits, integrate
Go live as a sidecar and pay only on verified lift. No lift, no fee.
Merchant / PSP
Your payment stack
Processor
Acquirer / gateway
RetIQ
optimized retry→approved
The sidecar sits beside your flow — never in the payment path. On a decline, RetIQ decides the optimal recovery and returns an approval.
The category is proven.
+$70M
Postmates
+£6M/yr
MATCHESFASHION
+9.5 ppt
Checkout.com merchants
+4.6%
Visa network tokens
These are the incumbents' own published results — each locked to a single processor. RetIQ brings the same recovery across every processor you run.
Win back the good customers you're turning away.
Join the waitlist for a free recoverable-revenue assessment. See exactly how much you could win back — before you commit to anything.